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04.28.24|06:04 AM

Bronze Rewards

Our most popular account! Earn interest and loyalty points along with standard benefits like the ProGrowth Bank Mastercard Debit Card, Online+ Mobile Banking with Bill Pay and uChoose Rewards. Enrolling your debit card in our uChoose Rewards Points program will have you earn points that are convertible to cash rewards each time you use your debit card.

Bronze Rewards Checking with Cash Back Option

Discounted Bank Services
ATM Refunds per Statement Cycle1
Overdraft Fee Refunds2
Check Order Refund3
Paper Statements
Interest Rate Discount on Loans4
$6
N/A
$5 per order
$5 per statement cycle
0.25%
Interest5
Account Earns Interest
Tiered Interest Rates
Interest earned on available daily balance of $1,000+
N/A
uChoose Rewards® Points with Cash Back Option
uChoose Rewards Debit Card Purchases
uChoose Rewards Registration
Debit Card Anniversary of Enrollment
1 point for each $2 spent on PINPOS or SIGPOS debit card purchases6
1,000 points
500 points
Loyalty Points
Points for Transactions
Points for Relationship
Enrollment Points
Birthday Points
Maximum Points per statement cycle
Up to 375 per statement cycle
500 to 5,000 points for each additional product
Up to 1,000 in first year
500 points each successive year
5,000 points
Monthly Service Charge Refund
You can receive a complete refund of the Monthly Service Charge by meeting at least one of these requirements each statement cycle:
Monthly Service Charge BEFORE Refund
Monthly Service Charge AFTER Refund
15+ Debit Card PINPOS/SIGPOS transactions6, 7
$500 direct deposit
$25+ automatic transfers to another ProGrowth Bank account
$100+ automatic loan payment to a ProGrowth loan
$1,000+ average ledger balance
$5,000+ average relationship balance8
$6.95
$0.00

How To Earn Points!

Bronze Rewards Checking

uChoose Rewards Points9 with Cash Back Option
Debit Card Purchases
uChoose Rewards Registration
Debit Card Anniversary of Enrollment
1 point for each $2 spent on PINPOS or SIGPOS debit card purchases6
1,000 points
500 points
TRANSACTION Loyalty Points10 (per transaction/per statement cycle)
Bill Pay Transactions
ACH Credit or Debit Transactions
Automatic Deposit Transfers
Automatic Loan Payments
10 points (transaction) / 150 points (cycle)
5 points (transaction) / 75 points (cycle)
5 points (transaction) / 75 points (cycle)
5 points (transaction) / 75 points (cycle)
PRODUCT ENROLLMENT Loyalty Points10
Mobile Banking Enrollment (one-time)
eStatement Enrollment (one-time)
500 points
500 points
BIRTHDAY Loyalty Points10
Birthday
500 points for up to 3 Owners/Signers on account
NEW PRODUCT RELATIONSHIP Loyalty Points10
New Checking Account
New Savings Account or IRA
New CD or IRA
New Ready Reserve Line of Credit11
New Consumer Loan11, 12
New Commercial Loan or Farm Loan11, 13
500 points
500 points
500 points
2,000 points
2,500 points
5,000 points
MAXIMUM TOTAL RELATIONSHIP REWARDS Loyalty Points
Transactions Points
uChoose Rewards Relationship Points
Birthday Points
Maximum Monthly Loyalty Points per statement cycle
Up to 375 points per statement cycle
500 to 5,000 points
Up to 1,500 points per year
5,000 points

60,000 Maximum Points Can Be Earned During A Calendar Year

1 Detailed descriptions for refunds on various ATM charges are listed in the Service Fee Schedule. Disclosures are provided when you open or change an account, and in your periodic statement.

2 Overdraft (OD) and Non-Sufficient Funds (NSF) fees and refunds are described in the Service Fee Schedule. Disclosures are provided when you open or change an account, and in your periodic statement.

3 Check order refunds are available on check orders placed through ProGrowth Bank’s approved vendor.

4 Subject to credit approval. Applies to consumer loans where an automatic loan payment is made from a qualifying ProGrowth Bank account. Does not apply to real estate mortgage loans, ag loans, or commercial loans.

5 Refer to specific account information for current interest rates and Annual Percentage Yields (APYs).

6 PINPOS refers to Point-of-Sale transactions when you use your 4-digit Personal Identification Number (PIN). SIGPOS refers to Signature transactions when you authorize a transaction with your signature.

7 Subject to credit approval. Certain restrictions apply. Loan must be closed and processed to be considered for points. Subject to change.

8 Loyalty Points are only available for Consumer Installment Loans. Loans secured by real estate are not eligible for Loyalty Points.

9 Real Estate Mortgages securing Commercial Loans and Farm Loans are eligible for Loyalty Points.

10 Each PINPOS/SIGPOS transaction needs to be over $5 and must post and clear your account during the statement cycle in order to qualify for a refund of the Monthly Service Charge.

11 Your relationship will be calculated by using the combined average available balances of your checking and savings accounts, the current balance of your certificates of deposit and the principal balance of your loans.

12 uChoose Rewards points earned will be received at month-end.

13 Loyalty points earned will be received following the month-end processing.

Subject to change. Please contact us for current information.

Get More Value!

Check out Silver Rewards Checking for more benefits.

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