ProGrowth Bank Holiday hours:

Tues. 12/24 – Closing at noon and no mobile deposits will be accepted, Wed. 12/25 – CLOSED, Tues. 12/31 – OPEN with a 2024 transaction deadline of 4:00pm, and 1/1 – CLOSED 

FDIC insured

Classic Rewards

Classic Checking is a simple checking account that comes with standard benefits like the ProGrowth Bank Mastercard Debit Card, Online + Mobile Banking with Bill Pay, and other must-have features. Enrolling your debit card in our uChoose Rewards Points program will have you earn points that are convertible to cash rewards each time you use your debit card.

Sounds good? You may also like our Bronze Rewards Checking Package, which combines checking and savings account benefits with special incentives to help you earn more rewards and save more money.

Classic Rewards Checking with Cash Back Option

Discounted Bank Services
ATM Refunds per Statement Cycle¹
Overdraft Fee Refunds²
Check Order Refund³
Paper Statements
Interest Rate Discount on Loans⁴
$6 If under age 23
N/A
N/A
$5 per statement cycle
N/A
Interest⁵
Account Earns Interest
Tiered Interest Rates
N/A
N/A
uChoose Rewards® Points with Cash Back Option
uChoose Rewards Debit Card Purchases
uChoose Rewards Registration
Debit Card Anniversary of Enrollment
1 point for each $2 spent on PINPOS or SIGPOS debit card purchases⁶
1,000 points
500 points
Loyalty Points
Points for Transactions
Points for Relationship
Enrollment Points
Birthday Points
Maximum Points per statement cycle
N/A
N/A
N/A
N/A
N/A
Monthly Service Charge Refund
You can receive a complete refund of the Monthly Service Charge by meeting at least one of these requirements each statement cycle:
Monthly Service Charge BEFORE Refund
Monthly Service Charge AFTER Refund
Under age 23
10+ Debit Card PINPOS/SIGPOS transactions⁶ ⁷
$500 direct deposit
$25+ automatic transfers to another ProGrowth Bank ccount
$100+ automatic loan payment to a ProGrowth Bank loan
$250+ average ledger balance
$2,500+ average relationship balance⁸
$3.95
$0.00

How To Earn Points!

Classic Rewards Checking

uChoose Rewards Points⁹ with Cash Back Option
Debit Card Purchases
uChoose Rewards Registration
Debit Card Anniversary of Enrollment
1 point for each $2 spent on PINPOS or SIGPOS debit card purchases⁶
1,000 points
500 points

60,000 Maximum Points Can Be Earned During A Calendar Year

¹Detailed descriptions for refunds on various ATM charges are listed in the Service Fee Schedule. Disclosures are provided when you open or change an account, and in your periodic statement.

²Overdraft (OD) and Non-Sufficient Funds (NSF) fees and refunds are described in the Service Fee Schedule. Disclosures are provided when you open or change an account, and in your periodic statement.

³Check order refunds are available on check orders placed through ProGrowth Bank’s approved vendor.

⁴Subject to credit approval. Applies to consumer loans where an automatic loan payment is made from a qualifying ProGrowth Bank account. Does not apply to real estate mortgage loans, ag loans, or commercial loans.

⁵Refer to specific account information for current interest rates and Annual Percentage Yields (APYs).

⁶PINPOS refers to Point-of-Sale transactions when you use your 4-digit Personal Identification Number (PIN). SIGPOS refers to Signature transactions when you authorize a transaction with your signature.

⁷Each PINPOS/SIGPOS transaction needs to be over $5 and must post and clear your account during the statement cycle in order to qualify for a refund of the Monthly Service Charge.

⁸Your relationship will be calculated by using the combined average available balance of your checking and savings accounts, the current balance of your certificates of deposit and the principal balance of your loans.

⁹uChoose Rewards Points earned will be received at month-end.

Subject to change. Please contact us for current information.

Get More Value!

Check out Bronze Rewards Checking for more benefits.