ProGrowth Bank Holiday hours:

Tues. 12/24 – Closing at noon and no mobile deposits will be accepted, Wed. 12/25 – CLOSED, Tues. 12/31 – OPEN with a 2024 transaction deadline of 4:00pm, and 1/1 – CLOSED 

FDIC insured
Home / Rates

Rates

Certificate of Deposit

(Personal and Business)

Minimum to Open and Obtain APY
Term
9 Month Special
16 Month Special
25 Month Special
37 Month Special
49 Month Special
61 Month Special
$90,000
APY*
4.50
4.15
4.15
4.10
4.05
4.00
$50,000
APY*
4.50
4.15
4.15
4.10
4.05
4.00
$25,000
APY*
4.50
4.15
4.15
4.10
4.05
4.00
$10,000
APY*
4.50
4.15
4.15
4.10
4.05
4.00

* Annual Percentage Yield (APY) is accurate as of 11/20/2024. The APY shown is for fixed-rate CDs under $3,000,000. Minimum balance of $10,000 required to open and obtain the advertised APY. The APY assumes interest and principal remain in account until maturity. Penalty for early withdrawal. Fees could reduce earnings. Not available for Individual Retirement Accounts (IRAs). We reserve the right to decline or limit deposits. Please contact an employee for further information about applicable account fees, terms and conditions that may apply.

IRA Certificate of Deposit

(Personal Accounts Only)

Minimum to Open and Obtain APY
Term
36 Month
24 Month
12 Month
$100,000
APY*
1.87
1.67
1.16
$1,000
APY*
1.77
1.57
1.10

* Annual Percentage Yield (APY) is accurate as of 11/20/2024. Minimum balance of $1,000 required to open and obtain the advertised APY. The APY assumes interest and principal remain in account until maturity. Penalty for early withdrawal. Fees could reduce earnings.  We reserve the right to decline or limit deposits. Please contact an employee for further information about applicable account fees, terms and conditions that may apply.

Tiered Savings Accounts

(Personal and Business)

Minimum to Open
Tier
$250,000+
$100,000 - $249,999.99
$50,000 - $99,999.99
$10,000 - $49,999.99
$2,500 - $9,999.99
$0.01 - $2,499.99
Health Savings Account
$100
APY*
0.94
0.94
0.61
0.61
0.14
0.04
Gold Money Market Savings
$100
APY*
3.41
2.66
1.76
1.56
0.10
0.04
Platinum Money Market Savings
$10,000
APY*
3.81
3.04
1.96
1.76
0.13
0.04
Business Money Market
$100
APY*
3.56
2.79
2.08
1.66
0.10
0.04
Business Investor
$10,000
APY*
3.66
2.89
2.28
1.76
0.13
0.04

* Annual Percentage Yield (APY) is accurate as of 11/20/2024 and may change after account opening. The APY assumes that funds remain on deposit for one year at the current interest rate. Fees could reduce earnings. Public Fund Money Market/Investor Accounts with balances of $250,000 or more will earn an interest rate 25 basis points below the interest rate shown here. Please contact an employee for further information about applicable account fees, terms and conditions that may apply.

Savings Accounts

(Personal and Business)

Minimum to Open
Minimum Balance to Obtain APY
APY*
IRA Savings
$100
$100
0.72
Panda Pals Savings
$1
$1
0.06
Lifeline Savings
$25
$50
0.06
Classic Savings
$25
$50
0.04
Business Statement Savings
$25
$50
0.06

Annual Percentage Yield (APY) is accurate as of 11/20/2024 and may change after account opening. The APY assumes that funds remain on deposit for one year at the current interest rate. Fees could reduce earnings. Please contact an employee for further information about applicable account fees, terms and conditions that may apply.

 

 

 

Checking Accounts

(Personal and Business)

Minimum to Open
Minimum Balance to Obtain APY
APY*
Bronze Rewards Checking
$100
$1,000
0.05
Gotta Grow It Business Checking
$100
$500
0.05

* Annual Percentage Yield (APY) is accurate as of 11/20/2024 and may change after account opening. The APY assumes that funds remain on deposit for one year at the current interest rate. Fees could reduce earnings. Please contact an employee for further information about applicable account fees, terms and conditions that may apply.

 

Tiered Checking Accounts

(Personal Accounts Only)

Minimum to Open
Tier
$250,000+
$100,000 - $249,999.99
$50,000 - $99,999.99
$10,000 - $49,999.99
$2,500 - $9,999.99
$0.01 - $2,499.99
Silver Rewards Checking
$100
APY*
0.21
0.21
0.21
0.16
0.14
0.04
Gold Rewards Checking
$100
APY*
0.26
0.26
0.21
0.16
0.14
0.04
Platinum Rewards Checking
$100
APY*
0.26
0.26
0.21
0.16
0.14
0.04

* Annual Percentage Yield (APY) is accurate as of 11/20/2024 and may change after account opening. The APY assumes that funds remain on deposit for one year at the current interest rate. Fees could reduce earnings. Please contact an employee for further information about applicable account fees, terms and conditions that may apply.