Community Reinvestment Act (CRA) Public File

Regulation BB implements the 1977 Community Reinvestment Act. It sets standards to encourage bank lending to borrowers in low- and moderate-income communities and requires banks to provide certain information to the public.

At ProGrowth Bank, our people make the difference! ProGrowth Bank has offices in Gaylord, Mankato, and Nicollet Minnesota. We are proud to have been able to serve customers in Nicollet since 1903, in Gaylord since 1904 and in Mankato since 1999. ProGrowth’s vision continues to be that of Creating Value For You. We work hard every day to be a valuable resource for our communities, just as our communities have provided us with the reason for existence.

CRA Performance Evaluation

Public Comments and Responses

There are no current public comments and responses received for the current year and the prior two calendar years as of April 1, 2024. ProGrowth Bank may, at its discretion, periodically update this to include public comments received after the annual April 1st update.

ProGrowth Bank Branch Locations

ProGrowth Bank Branch Hours

Geographies Served

ProGrowth Bank Assessment Area Maps

Branches Opened or Closed

ProGrowth Bank has not opened or closed any branches for the current year and the prior two calendar years as of April 1, 2024.

ATM Locations

Products and Services Offered

• Personal Products & Services
  • Accounts
    • Checking, Savings, Money Market, Certificates of Deposit (CD), Health Savings Account (HSA), IRAs
  • Credit
    • Ready Reserve Lines of Credit, Personal Loans, Vehicle Loans, Mortgages, Home Equity Lines of Credit (HELOC), Home Equity Loans
  • Services
    • Debit Cards, Direct Deposit, eStatements, Mobile Banking, Online Banking & Bill Pay, Wire Transfers, Zelle
• Business Products & Services
  • Accounts
    • Checking, Savings, Certificates of Deposit (CD)
  • Credit
    • Secured real estate loans, operating lines of credit, equipment loans, SBA loan programs including 7(a), SBA Express loans and 504 loans, USDA loan programs, FSA loan programs
  • Services
    • Cash Management Services, Business Online Banking, Merchant Deposit Capture, Business Debit Cards
• Agriculture Products & Services
  • Accounts
    • Checking, Savings, Certificates of Deposit (CD)
  • Credit
    • Operating lines of credit, equipment loans, secured real estate loans, FSA loan programs, USDA loan programs, SBA loan programs including 7(a), SBA Express loans and 504 loans.
  • Services
    • Cash Management Services, Business Online Banking, Merchant Deposit Capture, Business Debit Cards
• Non-Profit Products & Services
  • Accounts
    • Checking, Savings, Certificates of Deposit (CD)
  • Credit
    • Operating lines of credit, equipment loans, secured real estate loans, FSA loan programs, USDA loan programs, SBA loan programs including 7(a), SBA Express loans and 504 loans
  • Services
    • Cash Management Services, Business Online Banking, Merchant Deposit Capture, Business Debit Cards
• Service Fee Schedule

ProGrowth Bank’s Loan – to – Deposit Ratios

* Dollar amounts in thousands

CRA Public File Requests

ProGrowth Bank can provide hard copies of the CRA Public File. Please note, we may charge a fee to cover copying and mailing expenses. Requests can be sent to info@progrowth.com.